Stop the Toad

The STOP THE TOAD FOUNDATION is a not-for-profit, non-government organisation incorporated in Western Australia in October 2005.

When field operations began in 2006, the Foundation’s main aim was to prevent cane toads from invading Western Australia. Over the past five years, STTF has removed 175,000 cane toads heading towards WA, but has not been able to entirely prevent them from entering the State. The Foundation has, however, developed an effective and efficient method of clearing toads from a specific area; exclusion fencing. STTF aims to develop this method of toad control so that it can be used to keep toads out of areas such as National Parks and high biodiversity sites.

Directing the evolution of STTF’s cane toad control strategy are two recently released governing documents; The Federal Government’s Cane Toad Threat Abatement Plan and The State Government’s Cane Toad Strategy. Both documents acknowledge that there is a need to move away from broad-scale control and eradication to the protection of key biodiversity assets, and that community action is still an important part of minimizing the toads’ impact.

The Foundation has been largely funded by the State and Federal Government. The Foundation secured $500,000 of WA Government funding in 2005 to support cane toad control in the Northern Territory, and within Western Australia in the event that populations of toads did establish in this state. A further $100,000 was given to the foundation by the WA Government to assist with their annual Toad Muster in October 2007. The Federal Government has also demonstrated their support to STTF over the past couple of years. STTF received $150,000 in 2008 and $204,000 in 2009 through the Federal Government’s Caring for our Country grants scheme. These funds have been used to contribute to The Great Toad Musters and National Eradication Week.

The Foundation also aims to raise funds through corporate sponsorship and private donations. STTF has been strongly supported by the ABN Foundation over the past six years and will be again in 2012. Lotteries West has also been an invaluable supporter.

The strategic focus of the Foundation is to alert all Western Australians to the potential impacts of the cane toad and engage everybody in the fight to protect Western Australia’s biodiversity from the toad.

Calculate a Home Insurance Quote

Calculate a Home Insurance Quote

Most insurance companies have online websites where people can go to find information about the different policies they offer. Companies that offer home insurance will usually provide a way for people to contact them to obtain free quotes. A Home Insurance at Youi quote is usually provided either over the phone or in-person at the agency location, because it entails getting detailed information from the homeowner. The reason these companies need to gather detailed information before providing a home insurance quote is because there are so many different aspects that could be included in a policy. The very basic protection covers the home and any other structures on the property in the event of damage. Homeowners can determine how much coverage they want, which will affect the cost of their premium.

Most people use their home insurance quote as a way to compare the prices from different companies. The price of an insurance policy could vary by the different factors involved as well as by the agencies themselves. For instance, a traditional home built on a solid cement foundation might have a lower premium than a manufactured home situated inside a mobile home park. The structure and safety features found in a home could definitely affect the price obtained in a home insurance quote. If the homeowner chooses to include additional items such as living expenses in the event they are temporarily without a home, the cost of the policy will increase.

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The reason why most insurance companies will provide a home insurance quote over the phone or in-person is also to provide the homeowner with information they might not be aware of. For instance, many people might not know that there are often charges associated with service departments such as the fire department. The cost of these charges could be covered in the homeowner’s insurance policy. There are also sub-categories for covering personal property, personal liability and medical protection for guests, which could be beneficial to include on a policy. In addition, there could be very different policies needed to cover homes used as rental properties or as places of business.

Get Cheap Car Insurance

Get Cheap Car Insurance

If you’re looking for cheap car insurance, you should know that insurers consider many different variables to determine how much you should pay for coverage. If an insurance company considers you to be a higher risk of loss for them, your premiums may be a lot higher when compared to other drivers in your state. Here are a few things that can have a very negative impact on your car insurance rates:

Being Responsible for an Accident

Any past car insurance claims will likely complicate your search for cheap Car Insurance by Youi. If you were ever involved in an accident in which the other driver was shown to be responsible, your own rates shouldn’t be affected. At-fault accidents are another story. Just how much your premium will rise depends on the state you live in and the specific insurer.

Drivers can expect an increase of up to $300 per year for a single at-fault accident involving property damage of less than $2,000. Causing property damage of over $2,000 could result in an increase of up to $600 per year. At-fault accidents resulting in human injury can add up to $800 to your yearly insurance costs. Finding cheap car insurance can get even harder if you were the responsible party for two or more accidents in a year. This can make your rates rise by $1,000 to $2,000 per year.

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Having Speeding Tickets on Your Driving Record

Research done by insurance industry specialists shows that it’s still possible to find a cheap car insurance quote if you have one or two speeding tickets on your driving record. Some insurers don’t seem to penalize drivers as much as others.

On average, a speeding ticket for going 15 mph over the limit can result in a rate increase of $125 per year. However, drivers with over three excessive speed violations may get quoted rates higher by $1,000 or more when compared to a similar driver with a perfectly clean record.

Being Convicted of a DUI

Few things will ruin your chances of finding cheap car insurance more than a DUI conviction. Insurance companies consider that drivers convicted of DUI are a high risk of loss, as studies demonstrate that many drivers with a first DUI conviction have previously driven while under the influence. They simply haven’t been caught and prosecuted until now.

A DUI conviction will affect your ability to find cheap car insurance for up to 10 years. Average rate increases depend on the state of residence and other variables, such as the age and gender of the driver. A single DUI can mean paying anywhere from $500 to $3,000 more per year for your car insurance.

Other Criminal Traffic Offenses

Certain traffic violations that are considered crimes in most states will have similar effects on your insurance rates as a DUI. You will find it much harder to get cheap car insurance if you’ve been convicted of violations such as reckless or dangerous driving, participating in street racing, leaving the scene of an accident, driving on a suspended or revoked license, fleeing law enforcement or driving without insurance.